203k Home Improvement

Much like the Green Loft Lending Program, the FHA 203k is a home improvement program that allows home buyers and existing homeowners access to financing for energy efficiency upgrades and other sustainable home design improvements. The FHA 203K allows for lower credit scores for transactions that fall outside of the Green Loft Lending Program parameters.

In the late 1970's the Federal Government introduced a loan program to help rehabilitate homes in need. The FHA 203k Loan has flown under the radar for years. Now it's taking flight and becoming a terrific option for various buyers. Foreclosure fixer-upper homes can be renovated with the 203k Loan. Homeowners can upgrade and move forward with home improvements with a 203k loan. Homeowners can upgrade and move forward with home improvements with a 203k refinance even when the house has little to no equity.

Eligible Improvements
  • Solar System Upgrades
  • Remodels
  • Other Energy Efficient Upgrades

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