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Ultimate House Shopping Guide: Tips, Tricks, & Strategies For Finding Your Dream Home

Checklists, New Buyer, Shopping Guide
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When shopping for a house, it is important to consider several factors to ensure you are making the right investment. Here are some tips and tricks to help you find your perfect property:

 

  1. Decide on Your Budget – Before you start looking for houses, decide on a budget that works for your financial situation. You should also factor in the cost of closing costs, home repairs, and property taxes.

 

  1. Determine Your Needs – Consider your current lifestyle needs as well as any future plans. Think about how many bedrooms and bathrooms you need now and in the future, if you plan on starting a family or expanding your business. Make sure to also consider features such as a garage and outdoor space.

 

  1. Research Neighborhoods – Research the neighborhoods you are interested in to get an idea of schools, taxes, crime rate, local amenities, and other important factors. Visit the area during different times of day to get a sense of the atmosphere.

 

  1. Get Pre-Approved for a Mortgage – Getting pre-approved for a mortgage will help you know how much you can afford to spend on a house. It is also a good idea to get rate quotes from different lenders to compare interest rates and terms.

 

  1. Hire a Real Estate Agent – A real estate agent can be invaluable when shopping for a house. They can give you valuable advice, provide insights on the local market, and negotiate with sellers on your behalf.

 

  1. Schedule Viewings – Once you have a list of potential houses that meet your budget and needs, schedule viewings to get an in-depth look at each property. Take notes and take pictures so you can compare them later.

 

  1. Put in an Offer – Once you find a house that meets your needs and budget, put in an offer. A real estate agent can be helpful when writing up the purchase contract and negotiating with the seller.

 

Following these tips and tricks will help ensure you make the right investment when shopping for a house. If you have any questions contact Matt Stout, from Consumer Financial Mortgage, to discuss your options and get the answers you need.

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Meet Matt Stout

More than just another mortgage broker

Matt Stout started Consumers Financial Mortgage in 1995 with the vision of helping homeowners save money. Since that time, he has worked to perfect the art of understanding mortgage customers and their financial goals. Using what he calls his “Mortgage Map”.

 

Matt creates options based on his client’s financial goals to better guide them to the best viable options. In his spare time he enjoys creating new recipe ideas, traveling, and spending time with his family.

 

Matt is THE master chef when it comes to mortgages – but he’s no slouch in the kitchen either! From money management tips to culinary tricks, Matt’s got you covered. Tune in for mouth-watering recipes and mortgage advice you can trust!

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