VA Loans

Have you served your country?

You deserve a better look at the many benefits of a VA Loan!

Lower monthly payments
No appraisal and reduced qualifying on VA Streamlines
100% cash out for debt consolidation
No mortgage insurance premiums
No down payment required
Low and no cost options
An assumable mortgage
Right to prepay without penalty
Low Fixed Rate

Call for free approval options 801.599.5363 or try our Quick Quote

Quick Quote

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What People Are Saying

Matt was awesome! We had a circumstance needing some extra attention and, Matt was completely available and approachable during the entire process. He provided great direction and instruction for the items we needed to gather as well. One of the most painless mortgage refi's we ever done.

Mark Hiskey

January 2, 2016

I have used Matt Stout and his team for a home purchase and 2 two refinances in the past 15 years. I can truly say he is the only person that I will send my friends and family to in order to get a mortgage. Matt takes the time to really listen and make sure that not only are you getting the right mortgage for today, but one that will serve you and your family for the future. That is very rare these days!

Brandon Wood

July 25, 2016

Matt Stout and his team were exceptional. They worked hard to make our home purchase happen, only 30 days from the time I contacted him until we closed. They never once called me with a problem, only solutions. I would recommend this team to anyone looking to buy a home.

Troy Booth

October 3, 2015

Thank you for your work on the Kim purchase. You and your team were really professional and Delightful to work with. Let's do more business together. I like your style and your service. Warm regards.

Michelle Mitten, Realtor

May 13, 2013

We just closed on our first home together! So excited! Thanks for everything Matt Stout and Benny Keele!

Ali Griffiths

November 24, 2014

Matt and his team helped me pursue and purchase my first house. The whole experience was professional and streamlined. I would absolutely recommend Matt for first time home buyers and seasoned buyers.

Alex George

May 2, 2016

Matt and his team did an amazing job on my refinance in Florida. Thanks!!!!

Zyad Jabal

November 8, 2014

Matt is extremely professional and knowledgeable on the mortgage industry. He has always provided me with excellent services and with the best rates and fees. I have recommended him to anyone I know and all of my referrals have been happy and very satisfied. If I could, I would give 10 stars to Matt and his team!

Cesar

May 23, 2016

Matt and his team at Consumer Financial are absolutely amazing. I have worked with many lenders over my career and can say with confidence that the Consumer Financial team has one of the most communicative and responsive lending teams. Knowledge and timely responses are a must in the world of lending and the Consumer Financial team nails that down perfectly.

Justin Rague

May 5, 2016

Thanks so much to Natalie Petersen Matt Stout and
Niesha Unger for all their hard work getting Keya and I
our first house.

James Strickland

September 19, 2014

As first time home buyers he made the process easy to understand and painless to get through.

Manny Jones

January 7, 2014

I was really impressed with the options I was given. Other lenders gave me a quote, but Matt took the time to customize payments based on my budget. The closing went fast and I was able to get a better rate too. Thanks Matt Stout!

Jose Gaspar

January 6, 2014

Best service and customer highly recommend! Matt and his team are great!!

Jen Starlee

October 1, 2013

Matt can and will make it happen for you.

Jeff Toney

November 2, 2013

I wanted to thank all of you for your hard work and time to make this happen. Samantha and I appreciate everything you did.

Sean and Samantha Heller

September 26, 2013

Matt is a great Lender--I feel completely comfortable sending my clients to him. I love the way he tries to help the customer both in the short term and long term as well. He is extremely knowledgeable, has many years of experience, and is great to work with.

Ryan Fawson

June 14, 2016

Matt and Team, I owe you and your team a huge thank you for your efforts in getting me through the process of refinancing my house. Within 2 weeks of completing the process the mortgage interest rates had increased an entire percentage point, form 3.625%, to 4.625%. The timing of your team helping me complete this process could not have been better. Again many thanks to the entire team. Thank You.

Matthew Schmitz

June 12, 2013

If you don't already have a loan squared away talk to Matt Stout he is the loan guru!

Mary Jo Piele

March 22, 2014

Niesha was absolutely amazing in helping me through the process of getting into a new home. It had been a tough year for me, with many changes, and she made me feel confident throughout the entire process. She answered any question I had quickly and professionally, while taking the time to make sure I felt I had someone in my corner. I would highly recommend her to anyone looking to purchase or refinance. This is a person who really cares about her clients, and goes the extra mile. Thank you, Niesha! You rock!

Melanie Willey

April 15, 2016

We were tough on you but we definitely appreciate your hard work and patience.

Annette Neeley

March 25, 2013

Thank you for helping me with my financial goals!!

Emily Cooper

March 12, 2013

Matt and his team at Consumer Financial have ALWAYS given us the highest quality of care when we have purchased our last 2 homes. Matt's knowledge of the industry is invaluable. I wouldn't go anywhere else and I refer them out any chance I get. If you want the best care, definitely choose them to handle your home buying needs.

Vanessa Winters

September 15, 2015

As of 11AM today we became very proud first time homeowners! Huge thanks to Matt Stout Mortgage Geek! We are so happy!

Jennifer Burdett

October 15, 2015

I was looking to get financed for a new home and went to several different mortgage brokers. I found Matt Stout, CEO of Consumers Financial, was the most knowledgeable and helpful. He presented several different options given my financial situation and got me into a great house. He even saved me $2000 by noticing my old mortgage lender had charged me an unnecessary prepayment penalty and personally called them. I am posting this because I was very impressed and satisfied with his work. He comes highly recommended and I would definitely call him to see your different options.

John Knox

April 22, 2008

Matt - We so appreciate your help with our mortgage. We enjoyed spending time with you and hope to see more of you. The best to you and your family.

Paul and Margaret Smith

May 10, 2010

Dear Matt, I wanted to take a moment to tell you how much you have helped me over the years. You have helped me on several occasions with my finances so much that I have found you to be one of the first people I call before I make any major financial decisions. I remember the first time you helped me get my bills under control. You then were able to lower my interest rate without any hassle utilizing the government's easy rate reduction program. I knew you would give me honest advise about reverse mortgages. The reverse mortgage you helped obtain has helped me so I have no problem affording my medications, which is a significant cost to cover my current medical conditions. Thank you for all your help over the years. Your friend

Kathy Major

March 12, 2000

Thank you for saving us even more money.

Laura Perkins & E. Nielsen

February 25, 2005

I have been a REALTOR for more than 20 years and have seen my share of good and bad lenders. I believe my clients should have choices, not ultimatums. For this reason I always tell my potential buyers to call at least three lenders. Matt Stout is the top of the list and, consistently gets the compliments at closings. He always delivers as promised, without surprises.

Elaine Babic

January 18, 2008

Need a home loan or refinance, call Niesha at Consumers Financial! She really looks out for your best interest. (Pun intended) Got us a great rate, and lower payments. Super nice to work with, and she knows her stuff!

Todd Mower

June 11, 2015

Dear Matt, Just a thank you for everything you did to help us get into our house. It was a pleasure to work with you, and we're absolutely thrilled with the house. We wouldn't be here without your help.

Amy Parkin

December 12, 2012

I lowered my rate with minimal fees and saved years of payments and thousands of dollars in interest.

Andrew McCrea

October 12, 2012

It was great to finally do a deal with you after 11 years of knowing each other. GREAT JOB by the way. I feel great using your services in the future.

K. Memzer

March 11, 2010

MORE LOVE!

Matt and team at Consumers are simply the best. They are friendly, accurate, and FAST! I will refer all of my customers but more importantly, my friends and family to Consumer's. They have my business for life. I am a real estate broker and this company is a breath of fresh air. They educate my clients and look out for my client's best interest. I don't have to babysit the mortgage application process because Consumer's is there taking care in my stead. Matt keeps track of who my clients are and keeps me informed when they need further realtor services from my company. Amazing.

Laura Partlow
6/27/2018

Matt and his team we're super helpful through the whole home buying process. There was some hurdles along the way as expected but Matt helped us along the way and made it super simple. 10/10 would recommend.

Ian Budzenski
9/18/2018

Matt and his crew are the best. My wife and I have used them three or four times now, and they are so throough and so thoughtful through the whole process. This stuff can be dauting at times, and really confusing, and Matt is fantastic at walking people through the options and the process. Thanks, Matt!

Michael McLane
10/23/2018

What a great team to work with! They helped my wife and I getting us a loan to purchase our new home. Matt and his team were very responsive and the whole process went quicker and smoother than expected. We really liked to be able to do everything online or over the phone which saved so much time and made the whole process easy.

Victor Coulon
11/11/2018

Matt and his team are great to work with. Very organized, quick to answer any questions and knowledgeable about the options. I've done two refinances with them and would highly recommend them.

Victoria Bernier
10/12/2018